Sunday, August 19, 2007

Too many tools??

Another post using MS Windows Live Writer beta, which by the way does not support Myspace and that took me some effort to find out. I dislike Myspace anyway, Sara's says I'm too old for it and I get too many invites there from what appear to be beautiful women looking for companionship; I suspect half are searches for pedifiles and half phishes.   WLW does work at Intel but one needs to set the ProxyManager to Outside and that took me some effort to find out how to do. 

Well my MS Office 2007 arrived?  More to learn and really exasperated at the complexity of the experience.  Menus changed of course so now I get to work with Office 2007 some places and older stuff others.  Makes Mac stuff fall even lower on the ZBB list.  Hmm, was going to say something of vast importance but forgot whatever it was.

By, bye and Verl might say. 

Saturday, August 11, 2007

US Universal Health Care Insurance Program (UHCIP)

Provide universal health care coverage by issuance of $5000 in vouchers annually to every US citizen for the purpose of purchasing individual health care insurance.  Insurers are required to accept all regardless of pre-existing conditions if they choose to participate in this program.  Individuals may use more than one voucher for multiple insurers or providers but the total amount must not exceed the full value set for each year ($5000 is a good number to discuss).  Insurers would be paid the amount of the voucher and an annual amount dependent on the unused vouchers calculated as the difference between the sum of the vouchers paid and what would have been paid if 100% of those with SSN’s had used their full amount.  This unallocated portion will be paid annually to Insurers in proportion to the amount of the vouchers they were reimbursed for*.  Those using the vouchers to purchase insurance who are not satisfied with the provisions of their insurer or insurers will be free to choose others providing motivation for insurers to provide quality insurance.

This would reduce or eliminate Medicare, Medicaid, VA Hospitals and a host of government programs (multiply these by 50 or more for the host of government aid wasted in each state now).  Imagine all employers no longer having to manage care of millions of employees. We spend more now and get far, far less.  Yes the majority has good coverage now but they are paying the cost of the minority that does not. Recent numbers published show the cost of health care in the US is more than $6000 per person.  Oh and that $5000 number I threw in there would probably be too much but Insurers would fight to keep it high for their stock holders.  

US Population 300,000,000
Per Capita Health Care Cost  $6,500
Health Care Cost  $1,950,000,000,000
Per Capita UHCIP Cost $5000
UHCIP Cost $1,500,000,000
Savings  $450,000,000